Many of my clients are big fans of Dave Ramsey, as am I. He recommends doing three things this year that will change your life – check it out here. I can help you with two of the three things he recommends. First, he recommends paying off debt or reaching a savings goal – not much I can do about that. His second recommendation is to compile a legacy drawer, that includes your will and other estate planning documents, funeral instructions, financial information and more. I can help with that, and I can give you some horror stories of what happens when people fail to do that. His third recommendation is to seek wise counsel. I work with a network of financial planners, insurance agents and other professionals. If you need counsel on an issue other than estate planning, let me know and I would be happy to recommend someone who can help.